A jewelry block insurance policy is specifically designed to cover the "all-risk" nature of the trade. Unlike basic property insurance, which may cap jewelry coverage at a very low limit, this specialized form protects against theft, accidental damage, and mysterious disappearance. It serves as a comprehensive safety net for retailers, manufacturers, and designers alike. https://jewelersblockins.com/cost-of-jewelry-block-insurance-in-the-u-s-and-factors-that-influence-premiums/