How do I improve my credit score of 132 points? Fix credit rating!

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Last year, I need to set my credit rating and I have to do it quickly. I have a very low credit score i.e. 523 points and can't get a loan or a gas card. I'm not going to tell you a sad story of how I lost my job http://www.fanfiction.net/~Carson0e16noj9


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